Farrukh Kazmi asset management professional offers recommendations about how to get more money

Earn extra cash recommendations from investment expert Farrukh Kazmi? Whether it is the tensions in the Middle East, Africa or elsewhere, it is becoming increasingly obvious that political and economic uncertainty is another reality of our modern economic environment. For this reason, investors typically look at gold as a safe haven during times of political and economic uncertainty. Why is this? Well, history is full of collapsing empires, political coups, and the collapse of currencies. During such times, investors who held gold were able to successfully protect their wealth and, in some cases, even use the commodity to escape from all of the turmoil. Consequently, whenever there are news events that hint at some type of global economic uncertainty, investors will often buy gold as a safe haven.

Pay Yourself First: This personal finance tip is another common one that can have a huge impact on your finances. When you pay yourself first, you’re investing in your financial future; you’re investing in future you, and future you will thank present you for doing so. So, why not just pay yourself at the end of the month? That’s a lot easier, right? Well, the reason why paying yourself first works so well is that once that money is sent to a savings account, you’re a lot less likely to spend it. If you wait until the end of the month to pay yourself, you might not have any money left! Future you will be very sad with no money. Make future you happy by investing in yourself! PS. The best way to pay yourself first is to do it automatically. Set up an auto-deposit with WealthSimple and you’ll never have to think about saving money again – it will just happen.

Many students work part-time or during the summer months, and others will be on placements or paid internships. More often than not, if you are a student working during the year, you will be overpaying income tax. Why? Simply because few students reach the personal tax-free income allowance each year but are put on an emergency basic tax-code by their employers meaning tax is being paid when it shouldn’t be.

Gold retains its value not only in times of financial uncertainty, but in times of geopolitical uncertainty. It is often called the “crisis commodity,” because people flee to its relative safety when world tensions rise; during such times, it often outperforms other investments. For example, gold prices experienced some major price movements this year in response to the crisis occurring in the European Union. Its price often rises the most when confidence in governments is low. Farrukh Kazmi is the founder of A&S Asset Management, I am committed to helping people achieve financial freedom by bringing Wall Street experience to the local investor.

Cryptocurrencies are encrypted decentralized digital currencies that are transferred between individuals. These currencies are not tangible and exist only in the electronic from, it is a digital asset that exists and remains as data. They allow a person to send money just like sending an email, much lower transaction times compared to using a bank, minimal fees, no credit cards and no middleman. The joint bookkeeping process is called a “Blockchain”, it is public and is distributed across the network of all the people that have the same coin, for example everybody that has Bitcoin has a copy of the ledger and its transactions, which creates a community of trust. Each cryptocurrency is individually identifiable and programmable based on a very complex digital code.

No matter what stage of life you are in, life insurance should be viewed as a must. Otherwise, you saddle your loved ones with your expenses if you pass away, or leave them unsupported if you are the primary breadwinner. Not all services have costs that are set in stone. In fact, there are many bills with rates that are actually negotiable, thanks to hidden discounts and barely advertised promo rates. If you want to lower your monthly expenses, Truebill can handle the negotiations for you. Plus, you only pay for the service is they actually secure you a discount, with the fee being set at 40 percent of what you save, so you always come out ahead. Find additional details at Farrukh Kazmi.

Perhaps you just had a baby and want to ensure their future in case the worst happens. Many parents seek help for college savings for children and setting up estates that can convey wealth to future generations. The approach to investing at or during retirement is different than that of a young worker. As you near retirement your risk tolerance level will change, and your style of investing should change as well. Perhaps your company is offering a too-good-to-resist early-retirement package, and you want to make sure the money lasts. All of our brokerage accounts are held and available for viewing at National Financial Services, a Fidelity Investments Company. Registered Representative of and securities offered through Berthel Fisher & Company Financial Services, Inc. (BFCFS). Member FINRA/SIPC. A&S Asset Management and BFCFS are independent entities.

Example of a Forex Trade: The EUR/USD rate represents the number of US Dollars one Euro can purchase. If you believe that the Euro will increase in value against the US Dollar, you will buy Euros with US Dollars. If the exchange rate rises, you will sell the Euros back, making a profit. Think of this as a sexy new version of a stock, where the underlying thesis is the idea of decentralized ownership and value. For any other currencies in the market it is debt-based and backed by the respective monetary authorities. This also means that they are free to increase or decrease the supply to implement their policies on the market. For cryptocurrencies, they are limited in supply, hence the free market is completely at play here (demand and supply).

Recommended wellness center in Newport Beach

Top beauty spa in Newport Beach? Restylane Silk is the smoothest and thinnest of all the Restylane formulas, and it’s specially formulated for use in the lips. The smoother formula allows for precise lip contouring and gives the most natural-looking results. While Restylane Silk does add lip volume, it’s more subtle than the plumping results you get with the original formula Restylane. Therefore, if you don’t need contouring but do need significant lip volume, original Restylane might be right for you. Restylane Silk lasts for about six months or longer. What are Restylane Refyne and Defyne? Restylane Refyne and Defyne are both formulated especially for smoothing out nasolabial folds and the marionette (lip-to-chin) lines. Refyne is the lighter of the two formulas, and it’s best at adding volume while retaining flexibility.

This concentrated serum helps support healthy skin and helps provide moisture. This formula works as a humectant by retaining water to achieve healthy skin-hydration. The retinol serum applies the finishing touch by helping keep swelling down and revitalizing and rejuvenating the skin. The result is the serum-replenishing collagen production stimulation. It, in turn, smoothes the skin’s fine lines and wrinkles. This action will fade acne marks, blemishes as well as discoloration. Eventually, you will reverse the aging looks of your skin.

The Emsella is a device with HIFEM (High Intensity Focused Electromagnetic Therapy) technology that is focused on strengthening your pelvic floor. This unique technology revolutionizes the women’s intimate health and wellness category, by providing those suffering from incontinence and a weak pelvic floor with a completely non-invasive option. What does an Emsella treatment feel like? The treatment is extremely comfortable and you remain fully clothed as you sit upon the Emsella chair. You will experience a tingling sensation in your pelvic floor. This is the feeling of your pelvic floor muscles contracting during the treatment. Right after the treatment you can resume daily activities without any issues! Discover extra info on Newport wellness center.

This connection opened the door for her to sign with the prestigious Ford Modeling agency shortly afterward. Britta’s new life was underway. She started her modeling, and acting career, resulting in international shoots for fashion magazine covers on Seventeen, Glamour, Vogue, Redbook. Her modeling and acting career span over a more decade, living in Paris and Milan. This experience allowed Britta to fall in love with skincare, beauty, and the health and fitness field. She decided to pursue a career where she could help others benefit long term from the knowledge she gained in the high pressure to look good, but often short-lived modeling industry.

European Wellness Cosmedical offers services to improve health and wellness, including a range of men’s health treatments, which include the management of erectile dysfunction. Women can also improve their sexual health with vaginal rejuvenation. Call us today for a free consultation and interview. We can start you on your journey with us in developing a custom wellness plan that will improve your health, vitality, and sense of self-confidence immediately.

Best London travel destinations with transport {by|from airport taxi transfer services Heathrow

Best UK travel destinations with transportation {by|from Heathrow taxi airport transfers? A West End neighbourhood with a somewhat sleazy history, that now teems with drinkers and diners on its pedestrianised streets. Soho’s iconic and long-standing businesses need your support right now. Plus, the hedonistic spirit of the area lives on in its streets – despite a 10pm curfew. That’s why we’ve named it the coolest neighbourhood in the capital right now. Grade-II listed pub The French House. Charles de Gaulle used it as a base in exile during World War II, Dylan Thomas and Francis Bacon both drank here and beer, famously, is only ever served in halves.

Have a magical day out with a behind-the-scenes tour of the Harry Potter films at Warner Bros. Studio Tour London The Making of Harry Potter. See first-hand the sets, costumes and props used in all the Harry Potter films, and step inside some of the films’ locations including the Great Hall, Dumbledore’s office and Hagrid’s hut. It’s the ultimate Harry Potter experience! Book in advance for one of the bestselling London tours. Buy a 24-hour ticket and enjoy the freedom to hop on and off the sightseeing buses and explore some of London’s most famous places, such as Tower of London, Buckingham Palace, Westminster Abbey, St Paul’s Cathedral and Trafalgar Square.

Kensington Gardens is open from 6 a.m. until dusk each day. You can get there from the nearest tube stations of High Street Kensington (Circle and District lines), Lancaster Gate (Central line) and Bayswater (District line). Named after the Prince Regent (King George IV), this regal space has hundreds of acres of formal gardens to admire, as well as some 12,000 roses in the Queen Mary’s Gardens. For kids more interested in playing than roses, there are four playgrounds and central London’s largest outdoor sports area. Try and spot the park’s local hedgehog population. The park is also home to London Zoo — the world’s oldest scientific zoo, opened in 1828. It’s home to penguins, lions, flamingos, camels, hippos and much more.

Listed here are only a few things which may make your life less complicated. “Cannot you squeeze them in?” Shuttle drivers hear this periodically. It’s more commonly arises when they’ve been asked to furnish transport for say 5 persons, only to realize that a sixth has abruptly arrived as part of the staff. As part of your booking, they’re going to ask you to tell them how many passengers are in your party and whether or not you require a desired or pacific car. If this changes, they have got to be instructed so that they may be able to continuously make certain that the vehicle they furnish has enough space and seats available. So there is a quantity of methods you could go via to appear for a individual taxi driver. That you can perpetually contact an offerings agency that has chauffeurs on hand and you could rent or hire one in all them. You might moreover make an advertisement within the local newspaper or online in any number of areas. Instead of this, you should additionally consult your loved one’s members and neighbors, they are also capable of advising you to detailed man or woman or enterprise to be competent to offer you the excellent services on offer. You must look for and carry out as much information and research as you can so that the company you hire can get the great and best driver for you.

Navigating Heathrow Airport – AssistAntBefore you leave, your depart for your journey to Heathrow, make sure you have a last-minute check of your terminal. Yes, Heathrow has four terminals. It’s quite confusing since they’re numbered 2 to 5. Terminal 1 has not been in operation since 2015. By checking your terminal beforehand, you’ll know exactly where you need to arrive when you travel to Heathrow. However, don’t worry if you find yourself in the wrong terminal upon arrival. You always travel between the terminals via the shuttle bus or train. There are a bunch of handy signs to show you the way. See additional details on London Heathrow Taxi.

Immerse yourself in optical illusions at Edinburgh’s historic Camera Obscura. The museum has been attracting visitors for over 150 years, with its mind-blowing effects, tricks and puzzles. The five floors hold interactive exhibits where your kids will enter an altered visual reality. A great blend of art and history, you and your kids can also learn all about the intriguing history of the camera’s invention. This science museum is perfectly set up for children to enjoy hands-on experiments all day long. Test your reflexes, try and make a hot air balloon float and get messy with giant bubbles in the light and airy museum. There are Teddy Bears’ Picnic days for toddlers and a Planetarium for budding outer-space buffs.

The magnificent York Minster is second in importance in the Church of England only to the cathedral at Canterbury. It stands in the center of historic York, surrounded by half-timbered homes and shops, medieval guildhalls, and churches. In turn, York’s romantic streets are surrounded by three miles of magnificent town walls that you can walk atop for spectacular views over the city and its surroundings. While here, visit the National Railway Museum, one of England’s most visited tourist attractions. York is also a good base from which to explore northeast England, in particular the rugged beauty of the Yorkshire Dales and the North York Moors. Elsewhere in this corner of the country, you’ll find some of England’s most beautiful historic towns and cities, including Durham – famous for its castle and cathedral – and Beverley, which also boasts an attractive minster.

Not many cities can say they are home to an ancient volcano, but Edinburgh can. Arthur’s Seat, a grassy, rugged peak 351m above sea level, is visible from almost everywhere in the city and is just a short stroll from the Royal Mile in the centre. Head to Holyrood Park to begin your ascent. It’s a relatively easy hike, but it’ll still get your heart pounding. Rest at the top and admire views of Edinburgh Castle, the Scott Monument and beyond.

We also check the criminal background of the drivers. Our drivers have complete knowledge about the routes within the city they will even prefer to take you through the shortest route so that you reach to your destination within time. You can avail London airport transfers services from our company just by visiting our website; you can make payment online through our secured page. See more details on https://www.airporttransfersonline.co.uk/.

Premium board games online store Malaysia

Excellent board games online shopping Malaysia? Plenty of bluffing games are on the market, but The Resistance is one of the best for large groups. It’s a simple game of deception in which some players attempt to mount a resistance against an oppressive regime through covert operations, and the rest of the players try to stop them. Problem is, no one knows who’s who. If you’re looking for something that is a little more of a strategy game with more depth (and maybe a little less character assassination to get your parents to believe you more than your siblings), Sheriff of Nottingham balances a fun market-building mechanic with the intrigue of sneaking goods past (or just bribing) whichever player is filling the Sheriff’s shoes at the moment.

Its namesake may be long gone, but Blockbuster: The Game is still the life of the party. This movie quiz is fast-paced and surprisingly brutal, but it’s never unfair. In fact, it’s the best board game for get-togethers by quite a long way. Its accessibility has a lot to do with that. Namely, you don’t need to be a film buff to play. As it says on the (very cool) VHS box, Blockbuster is a “movie game for anyone who has ever seen a movie”. No in-depth knowledge is required, and that makes it so much more approachable than other trivia games. The gameplay is solid as a rock, too. Up to eight players are divided into teams, and each side’s objective is to collect a deck of ‘genre’ cards. Yet this isn’t a traditional quiz. It round begins with a one-on-one challenge where you’re handed a category (e.g. “spy films”) and must take it in turns to yell out an example as quickly you can. You then reset the 15-second timer. Whoever can’t think of anything within that time loses. Which is important, by the way – the winner gets to pick six movie cards for ‘Triple Charades Jeopardy’. This is where both players from the head-to-head act out, quote, and describe three of those cards for their team. The trouble is, they only have 30 seconds to do it. That’s why winning part one is so important; you can keep the easy cards for yourself and saddle your opponents with the hardest ones. It’s deliciously evil. Find more details at https://www.shirotoys.com/collections/board-games.

A clever tension is added by the card system at the heart of the game: to cure diseases for good, you need to collect sets of matching-colour cards. Except that these cards are also the fastest way to move around the board, and if you use them to travel, you can’t then use them to cure, so again you’re working out whether you need to spend a valuable card zipping across the board to prevent an outbreak, or whether you can risk leaving it to someone else… but you know that more disease will come out in the mean time. And we haven’t even mentioned the Epidemic cards! Sprinkled throughout the deck your draw from, these instantly step up the danger, not only spreading disease to a new location, but also guaranteeing that every location that currently has disease will get more of it. Cleverly, you can make the game harder or easier by adjusting how many Epidemic cards you include. Pandemic is wildly popular, and that for good reason: it’s a compelling and dynamic experience that gives you lots of opportunities to feel triumphant even before the game is won – the right move at the right time to help you avoid defeat feels like a win in itself. Being cooperative, kids can play along with adults without any penalty to their inexperience, since you can talk strategy together. And there are three expansions to add even more to the mix. We recommend “On The Brink”, which adds three variations on the game, plus new roles for players to be – and you can combine the variations in different ways, if you want to make it really interesting.

Great for the family or parties! That’s What She Said is a fast-paced game that packs in laughs at every turn. Get ready – it’s as twisted as your mind wants it to be. (Best suited for 17+) This game takes memes to a whole new level! Players will have tons of laughs as they compete with friends and family to create the funniest memes and determine who will be crowned the meme queen and king. (Best suited for 17+) Codenames is a game that’s simple to explain, easy to understand, fun to play and draws everyone in. If you’re looking for a fast and intense game experience, this game is for you! (Best suited for 18+) Discover even more details at here.

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We’ve always had the widest range of stylish Roman blinds here at Blinds n’ Blessings and they’re now also part of our remote-control blinds range. Roman blinds are made from a beautiful fabric which folds into a stunning waterfall finish when you open them. Offering a luxurious look, the most popular installation locations for our roman blinds are in dining rooms, living rooms, and bedrooms. Customers benefit from a wide variety of customisation options including interlining and blackout selections and you’re in charge of your choice of styles, patterns, materials, textures, and colours.

Tailor-made for your home, Blinds n’ Blessings’ motorised blinds are child-safe, perfect for hard-to-reach windows, and chain-free. Developed over many years, our automatic blinds can be provided to you in whichever material, size, or look you desire to complement your home. Our high-quality remote-control blinds not only make your property look great – they’re great for privacy, temperature, and lighting. We’ve been providing homes and businesses in London and the Home Counties with motorised blinds since 2006. Over that time, our motorised blinds provide you with the privacy and comfort you want at the push of a button. Everything our team does for you is for you only – customers love our installations because they deliver the personal touch they’re looking for. Here at Blinds n Blessings we are proud to have over 20 years experience in the trade, supplying and fitting window blinds throughout London and the home counties. This means we can give you all the expert help you need when choosing from our superb and extensive collection of blinds. We offer the finest quality blinds at the right prices for discerning customers. Our personal service includes free no-obligation advice and sample viewing at your convenience. Blinds n’ Blessings will advise you step by step so you select the best curtain finish whether modern, contemporary or traditional. We can hang, press and dress all types of windows in all types of rooms, from the smallest to the largest, draping your curtains with a statement of your own individual style. All our bespoke curtains are professionally sewn by experienced seamstresses ensuring you receive a first class product every time that fit your windows perfectly. Discover additional details on https://www.blindsnblessings.co.uk/our-blinds-north-london.

Blinds n’ Blessings is the official London agents for Edublinds an innovative educational roller blind concept printed with colourful and exciting learning designs, installed on under-used window spaces in nurseries, schools and colleges. I moved into a new Pent-House apartment in Kingston-Upon-Thames. Blinds & Blessings came up with couple of alternative design options and after careful considerations and with their blessings, we opted for a system of bespoke printed blinds and they even help me to choose unique pictures for the blinds that suited my personality and my surroundings, which I thought was very helpful…Overall an excellent and professional service and I recommend their services and products to anyone that has a challenging project to undertake.

Types of Blinds : Wood Blinds : Considered a modern alternative to shutters, woods blinds offer a warm and inviting look. Wood blinds are available in light and dark hues and in polished or painted finishes. For an earthy vibe, opt for slats made out of bamboo; both decorative and eco-friendly. Keep your blinds clean and free from dust by vacuuming them regularly with a brush attachment on low suction brushing across the slats for venetian and pleated blinds and down the fabric or slats for vertical and roller blinds. You can also spot clean any stubborn stains by blotting with a mild detergent solution or alcohol free wipe but never spray cleaner directly onto the fabric.

What is the best way to look after your customers? To treat them the way you would like to be treated yourself. This is our philosophy at Blinds n’ Blessings. We believe that nothing but the best personal, quality-driven, stress-free service will do because we would expect nothing less for ourselves. Based in North London we cover all locations within the Greater London M25 area as well as the surrounding counties of Hertfordshire, Middlesex and Essex. Find even more info at https://www.blindsnblessings.co.uk/.

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Best board games online shopping Malaysia? In Magic Maze, four wizards are trying to shoplift from a mall and escape before the time runs out. There are two problems: players can only communicate by passing a nondescript game piece back and forth (that means no talking or pointing), and each player is responsible for a movement rather than a character. Yes, that means one player is responsible for making every wizard turn left, use an escalator or just walk forward. What results is a near-silent, yet chaotic experience that will stretch your family’s nonverbal communication to its limit. If that’s the sort of thing you’re into, winning the game together is about as satisfying as board games get.

You can usually tell how good a board game is when it’s got lots of special editions, and Spot It! (or ‘Dobble’, if you’re UK-based) passes that test with flying colors. As well as a classic version, alternatives featuring everything from Harry Potter to Star Wars are available. And because all of them can be completed within 15 minutes, they’re an essential purchase if you have children. No matter which one you choose, Spot It! is a more involved version of Snap; you’ve got to match pictures on a card before your opponents do. The goal is to collect cards or get rid of your current hand, and the result is a fast-paced laugh that’s easy to understand. It’s satisfying, too – yelling out a matching symbol milliseconds before your opponents do is something of a rush. Due to the fact that it doesn’t take up much space and can be played almost anywhere, this is also the perfect travel game – it’ll provide a welcome distraction regardless of whether you’re on the train or in a waiting room. The whole thing can then be put back in a bag without any fuss. In short, Spot It! is one the top board games for kids. A family-friendly style helps, but the game’s portability and straightforward – yet endlessly repeatable – mechanics seal the deal. Read even more details at https://www.shirotoys.com/collections/board-games.

We like to say that Cosmic Encounter is the board game equivalent of Mario Kart – practice will make you better at it, but just enough wild stuff happens in each game that a beginner always has a chance of winning, which makes it great for both first-time players and veterans. The basic rules are pretty simple: every turn, a player is randomly matched with another player (an ‘encounter’), and the two must either fight (using numbered cards from their hands) or negotiate. They can invite other players to ally with them in the fight, in exchange for rewards. The idea is to be the first to have five colonies on other players’ planets, either by winning battles or negotiating well. It’s a very easy set of rules to learn. The wrinkle is that every player has a unique alien power that totally breaks those rules. One alien actually wins battles if it loses them. One alien gets to take other players’ discarded battle cards, becoming more powerful the more others use their best cards. One can just invite itself into others’ encounters as an ally even if they don’t want it, raking up the rewards. Another actually wins the whole game if it loses all of its ships, meaning no one can tell whether you’re going to try to win or intentionally lose any given battle.

Grab your friends and family for a fun game (that’s also educational, but don’t tell the kids) where players race against each other to build crossword grids. Truth be known, this game will drive you bananas! Want to get your tweens and teens to put their phones down (if only for a while) and battle their boredom? Not Parent Approved is an inappropriately appropriate hilariously funny game that was designed to reintroduce a love of family games in these screen-obsessed times. Discover additional info on https://www.shirotoys.com/.